Life Insurance

Protection that starts with the people you love.

A life insurance conversation starts with who depends on you and what you would want protected. Bring your questions about coverage, costs, or a policy you already own.

Who this may help: Families, individuals, and business owners exploring new coverage or reviewing an existing policy.

A useful place to start

Your current policies, the people who depend on you, and a budget you are comfortable discussing.

You do not need everything organized before reaching out.

Michael Lien
Talk with Michael Lien

MEL Financial Services
Alameda & Milpitas

Get to know Michael →

Questions you may have

How much coverage should I consider?

The conversation should account for your responsibilities, resources, budget, and existing protection. There is no single amount that suits everyone.

Can I review a policy I already have?

Yes. Bring its current information and your questions. Do not cancel existing coverage before understanding any replacement and its terms.

Have a question about your situation?

Request an introductory consultationOr call (510) 831-4754